Flexible Financing for Locksmith Services in Fort Worth
Lock problems in Fort Worth rarely arrive on schedule. A broken deadbolt at your Ridglea Hills rental, a master-key system failure at your Camp Bowie retail space, or a complete rekey after a staffing change in the Cultural District - these are costs that can’t always wait for the next pay cycle. That’s why Novak Lock & Security Fort Worth offers payment options that let you secure your property now and spread the cost over time. Call us at (817) 765-4998 and we’ll walk you through what’s available for your specific job. Every quote is written, every option is explained before any work starts, and the price we state is the price you pay. Haven Standard Clause 1.
What happens when you call
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A real person answersNo phone trees - you reach a local pro.
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You get an upfront price rangeHonest numbers before anyone is dispatched.
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A background-checked tech heads outLicensed & insured, dispatched right away.
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You approve before work beginsNothing starts until you say go.
Payment Options We Offer
Financing Plans for Larger Projects
For commercial access-control installations, multi-unit rekeys, or high-security cylinder upgrades across your Fort Worth property, we can arrange third-party financing that breaks the total into predictable monthly payments. We don’t run your credit here in our shop - the lender handles that directly and privately - and we never mark up the cost of the job because you choose to finance. The written price we quote stands either way. Typical projects that Fort Worth customers finance include Medeco or Mul-T-Lock master-key systems, electronic access-control retrofits in historic buildings near downtown, and full-property rekeys for property-management portfolios in the 76107 and 76116 zip codes.
Major Credit Cards
We accept Visa, Mastercard, American Express, and Discover. Your card is run after the work is complete and you’ve reviewed the documented photo record we leave with you. The invoice matches the written quote to the penny. If you’re managing a property in Fort Worth and need to split costs across multiple cards or accounts, we can accommodate that at no additional fee.
Cash and Check
Some of our longest-standing Fort Worth customers - landlords in the Near Southside, small-business owners along Magnolia Avenue, homeowners in Tanglewood - simply prefer cash or check. We accept both. You’ll still receive the same written invoice, the same photo documentation, and the same 365-Day Done Right Promise. No paperwork is skipped because of how you pay.
Up-Front Written Pricing, Always
Before any technician is dispatched to your Fort Worth location, our dispatcher quotes a firm price based on the lock type, the service needed, and any hardware we confirmed with you. That price is locked. The technician cannot change it on arrival. This rule has been in place since 2002 and applies whether you’re paying in full today or financing over months. You’ll see the total, you’ll approve it in writing, and that’s the figure that appears on your final invoice. Haven Standard Clause 1: the price on the phone is the price on the invoice.
Simple Application Process
We’ve kept the financing conversation as straightforward as everything else we do in Fort Worth.
Step 1: Talk to us about your project. Call (817) 765-4998 or describe your situation when we answer - 24 hours a day, live person every time. We’ll ask about the property location in Fort Worth, the locks involved, and whether this is residential, commercial, or mixed-use. There’s no cost for this conversation and no obligation.
Step 2: Quick pre-qualify conversation. If your project size makes financing a sensible fit, we’ll connect you directly with our lending partner for a brief application. This typically takes a few minutes by phone or online. The lender reviews your information privately and gives you a decision promptly. We don’t see your credit details, and the lender doesn’t influence our pricing.
Step 3: Choose your plan and schedule the work. Once approved, you select the payment structure that works for your budget. We then lock in your appointment, dispatch a background-checked, uniformed technician, and complete the job with the same written-price guarantee and photo documentation we provide every Fort Worth customer. Your first payment timing depends on the plan you selected with the lender.
Frequently Asked Questions
Yes, we arrange third-party financing for larger residential and commercial locksmith projects in Fort Worth, including access-control installations, master-key systems, and multi-unit rekeys. The application is handled directly with the lender, and our written price for the work does not change based on how you pay. Call (817) 765-4998 to discuss whether your project qualifies and what monthly payment structures may be available.
You’ll need government-issued identification, proof of income, and a valid checking account for the lender’s review. The specific documentation varies by applicant and loan amount. We don’t collect these documents at Novak Lock & Security - the lender handles the entire application privately after we connect you. Most Fort Worth customers receive a decision within minutes of completing the lender’s short form.
No. Estimates are free, whether you pay cash, use a card, or explore financing. We quote your exact price in writing before any technician is dispatched, and there is no call-out surcharge added on arrival. If you bring us a competitor’s written estimate for the same Fort Worth job, we’ll review it and provide a free second opinion. Haven Standard Clause 1 applies to every quote we issue.
Our written pricing is already firm and fully disclosed, so we don’t run rotating promotions or discount codes that could be stacked with financing. The price we quote is the honest cost of the work - no inflated figures to accommodate fake “savings.” If you’re comparing financing options, we recommend using our free second-opinion service on any competitor’s written estimate. We’ll review their scope and pricing against what we actually found your Fort Worth property needs. Call (817) 765-4998 to start that conversation.
Written by Daniel Novak, Owner at Novak Lock & Security Fort Worth, serving Fort Worth since 2002.